If having access to your money market funds via debit card is useful to you, the regular High-Yield Money Market Account from Axos Bank is an excellent option.
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Its provision of a combined ATM/debit card along with unlimited withdrawals, a great interest rate of 0.25%, and no fees earns it our honors for best money market account for debit users.
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Pros
- Highly competitive interest rate
- No minimum ongoing balance
- No monthly maintenance fees
- Unlimited number of withdrawals every month
Cons
- Must open with a minimum $1,000 deposit
- No refunds on ATM charges
- Paper checks carry an order charge
Right behind Patelco’s exceptionally high rates on low balance amounts, the 0.60% APY paid by Axos Bank’s regular High-Yield money market account is at the top of the national charts. And you earn the same APY on all balance amounts, whether you have $1,000 socked away or $100,000.
Axos, which was founded in San Diego in 2000 as one of the first digital banks. If you want to use your debit card liberally, or just use the account for a large amount of online payments and transfers, you can do that at no expense with an Axos account.
There are no monthly fees on the Axos regular High-Yield money market, and no minimum balance requirement. To start things off, though, you’ll have to make an initial deposit of at least $1,000.
